Designed to achieve financial security, Sun Life provides you affordable life insurance protection plans that can help take care of your family’s needs no matter what happens.
SUN Smarter Life Classic is a protection plan that provides double life insurance coverage throughout your lifetime. It also offers living benefits that you can use in case of emergencies or immediate need for cash.
Benefits of SUN Smarter Life Classic:
Make a smart move and ensure your family’s future no matter what happens. This product provides life insurance coverage equal to double the Face Amount from Day 1 until you reach 100.
Enhance your plan with the addition of riders or supplemental benefits which provide added protection for contingencies such as accidents, disability and illnesses.
Use your policy as an alternative source of funds in case of emergencies or immediate need for cash. Instead of borrowing from various financial institutions or giving up your priced possessions in exchange of money, you may use your guaranteed cash value and avail a policy loan. A portion of your coverage may also be given in advance in case of a terminal illness.
What’s more, the non-guaranteed dividends which your policy may earn can be availed as a cash benefit that can be used to pay future premiums or purchase additional coverage. Dividends can also be left to accumulate.
Make payment more convenient depending on your goals. Pay regular or you can opt for a shorter guaranteed payment period of 5 or 10 years only.
You may choose to pay your premiums annually, semi-annually or quarterly. Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly premium.
SUN Safer Life is a simple and affordable life insurance plan that is ideal for first-time insurance buyers and budget-conscious family breadwinners. It is designed to provide maximum coverage so that you can be sure that the financial needs of your loved ones will still be met should anything happen to you.
Benefits of SUN Safer Life:
Enjoy a maximum life insurance coverage equal to twice the Face Amount, at a cost that is more affordable than most permanent life insurance products.
You may add a supplemental benefits or riders to provide additional protection for contingencies such as accidents and disability.
Your coverage automatically renews every five years without evidence of insurability up to age 75 with premiums adjusted based on the Insured’s attained age upon renewal.
Opt to convert your coverage to any eligible life or investment-linked insurance product prior to the policy anniversary on or following the insured’s age 65. Any additional benefit contained in the original policy may be included in the new policy if premiums are payable for life. Upon conversion, you will enjoy the same protection from the new product while payment terms and other benefits may vary, based on the new product selected.
Make payment more convenient depending on your goals. You may choose to pay your regular premiums annually, semi-annually or quarterly. Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly premium.
Sun StartUp is a life insurance plan that provides protection for at least 10 years and gives back a portion of your total payment if you outlive the 10-year coverage period. It’s a good choice for first-time insurance buyers who want something simple, affordable, and hassle-free in application.
Benefits of Sun StartUp:
Get started with a life insurance plan that protects you for 10 years. With an amount that’s easy on the pocket, you can secure your loved ones’ future and ensure they can still fulfill the dreams you have planned together.
You may also add a supplementary benefit or rider to provide additional protection for contingency such as accidents.
With the plan’s “money back feature”, you can get a portion of your money back based on the total premiums paid after 10 years.
NOTE: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract.